Loans and Grants 2012/13
Information for UK students starting at Leeds Trinity in 2012/13 on a full-time undergraduate course (including foundation degree courses).
All information is based on study in ENGLAND, on students who are starting their course on or after 1st Sept 2012, and have had no previous HE study. If you are domiciled in
Scotland, Wales or Northern Ireland your funding may differ from the below. If you are not from the UK please visit the sections for
EU students or for
International students
What financial support is available for fees?
Tuition fee loan
Am I eligible? | All UK and EU undergraduate (UG) students are eligible to apply for this assistance |
How much? | The cost of the course for the year, each year. In 2012/13 Leeds Trinity will be charging tuition fees of £8,000 for undergraduate honours courses and £2,250 for foundation degree courses. These figures will rise slightly each year |
How is it paid? | It is paid directly from the Student Loans Company to Leeds Trinity |
Do I have to pay it back? | Yes it is a loan and must be repaid |
What financial support is available for living costs?
Maintenance Loan
Am I eligible? | All English–domiciled undergraduate (UG) students are eligible to apply for this assistance |
How much? | The amount you receive depends on your household income, where you live and where you study – the maximum available is £5,500 (or £4,375 if you live in the parental home), 35% of which is means-tested |
How is it paid? | The loan is paid in three instalments – the first one is paid when you have started your course, the second after the winter vacation and the third around the begining of April |
Do I have to pay it back? | Yes it is a loan and must be repaid |
Maintenance Grant
Am I eligible? | All English-domiciled undergraduate (UG) students are eligible if your household income is £42,600 or less. If you are eligible for means tested benefits you may receive this as a Special Support Grant instead of a Maintenance Grant |
How much? | The amount will depend on your income and that of your household. If that income is £25,000 or less then you will be eligible for the maximum grant of £3,250. If it is between £25,000 and £42,600 you will receive a partial grant |
How is it paid? | The grant is paid in three instalments – the first one is paid when you have started your course, the second after the winter vacation and the third around the begining of April |
Do I have to repay it? | No this is a grant that does not have to be repaid |
An example of how much you might receive based on your household income if you live away from the parental home:
Household Income | Maintenance Grant | Maintenance Loan | Total living cost support |
£25,000 or less | £3,250 | £3,875 | £7,125 |
£30,000 | £2,341 | £4,330 | £6,671 |
£35,000 | £1,432 | £4,784 | £6,216 |
£40,000 | £523 | £5,239 | £5,762 |
£42,600 | £50 (minimum grant) | £5,475 | £5,525 |
£42,875 | £0 | £5,500 (maximum loan) | £5,500 |
£45,000 | £0 | £5,288 | £5,288 |
£50,000 | £0 | £4,788 | £4,788 |
£55,000 | £0 | £4,288 | £4,288 |
£60,000 | £0 | £3,788 | £3,788 |
Over £62,125 | £0 | £3,575 (minimum loan) | £3,575 |
An example of how much you might receive based on your household income if you live in the parental home:
Household Income | Maintenance Grant | Maintenance Loan | Total living cost support |
£25,000 or less | £3,250 | £2,750 | £6,000 |
£30,000 | £2,341 | £3,205 | £5,546 |
£35,000 | £1,432 | £3,659 | £5,091 |
£40,000 | £523 | £4,114 | £4,637 |
£42,600 | £50 (minimum grant) | £4,350 | £4,400 |
£42,875 | £0 | £4,375 (maximum loan) | £4,375 |
£45,000 | £0 | £4,163 | £4,163 |
£50,000 | £0 | £3,663 | £3,663 |
£55,000 | £0 | £3,163 | £3,163 |
Over £58,195 | £0 | £2,843 (minimum loan) | £2,843 |
Applying for the tuition fee loan, maintenance loan and the maintenance grant
How do I apply? | You apply online at Directgov |
When can I apply? | The application cycle is now open. The deadline for applying is 31st May 2012 |
| More information on applying | Visit the Directgov Your Future website for more information on the application process. Also, visit our hints and tips on applying |
When and how do I repay the loans?
Do I repay the tuition fee loan and maintenance loan back together or separately? | The tuition fee loan and the maintenance loan will be added together and treated as one loan rather than two. |
When do I repay the loans? | The loans are repaid from the April after you have graduated or left your course. You repay when you are earning over £21,000 per year. If your income drops below £21,000 you stop making repayments. After 30 years, any amount not yet repaid will be written off (i.e. you will no longer need to repay it). No loans will be collected until after April 2016 |
How much do I repay? | You repay 9% of the amount you earn over £21,000. E.g. if you earn £25,000 you will repay £30 a month |
How do I make repayments | Repayments are normally collected through the PAYE system (deducted from your wages) |
What rate of interest am I charged? | Whilst you are studying and up until the April after you graduate or leave your course interest is applied at Retail Price Index (RPI + 3%) From the April after you graduate or leave your course interest is applied at RPI to RPI + 3% on a sliding scale depending on what your income is between £21,000 and £41,000 If you are earning over £41,000 the interest is applied at RPI + 3% If your income is below £21,000 interest is applied at the rate of inflation |
National Scholarship Programme
Additional non-repayable support that students with a household income of under £25,000 and who meet further eligibiity can apply for
Can't find what you're looking for or think there is something wrong on or with the finance pages? Contact studentfinance@leedstrinity.ac.uk
BISGovernment department Business Innovation and Skills information on loans and grants, income thresholds and repayments |
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